Your home may be your largest investment. The best way to protect it is through homeowners insurance.
A homeowners (HO3) policy provides comprehensive property and liability coverage for homes that are owner-occupied. It provides insurance related to most risks, such as fire, lightning and theft. It also provides coverage for:
There are additional coverage options available such as replacement cost on personal property, increased limits on jewelry and personal injury.
Talk to a licensed insurance agent for advice on coverage selections based on your individual needs. The policy contract discloses all coverage limitations, exclusions and conditions that apply.