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A Builders Risk (BR3) policy offers insurance to builders who are beginning construction on a new home. The policy offers coverage for:

  • Dwellings & other structures -- one to four family residences while they are under construction.
  • Builder's interest.
  • Theft of building materials and building materials in transit.
  • Loss of Profit - 10% of Coverage A
  • Conditional automatic coverage on new construction sites.
  • “$500 deductible on all perils and 2% of Coverage A on hurricane deductible.

Talk to a licensed insurance agent for advice on coverage selections based on your individual needs. The policy contract discloses all coverage limitations, exclusions and conditions that apply.